Compare car, travel and more cheap insurance quotes

I considered I knew almost everything until my mother suggested that I was being twisted off with my insurance policy, I used Permanent Health Insurance.uk.com, she had the last laugh

The Web Clinic — Mon, 06 Feb 2012 14:15:07 +0000

My wife and I sat down the on Sunday evening to watch Bergerac and half way through the first advert break there was an advert called life insurance compare. My wife reached for the remote and paused the television program and asked me was that the insurance that our financial adviser had been discussing with us a few weeks ago. I wasn’t sure, but after the program I checked through the notes of the meeting he had sent and it turned out to be exactly what he’d suggested that we should take out. As I understand it the policy is designed to pay out a proportion of my wages should I be unable to work through illness or injury and following a set time period. We then logged onto the financial comparison websites to see if what he was offering was indeed good value and whether we could get the same type of insurance any cheaper. What I find so surprising is that virtually no one seems to know about or even heard about this type of cover. I have spoken to friends and colleagues at work and no one has heard of it which either begs the question, if no one has heard about it why not, or am I being given the wrong suggestions by my financial adviser? There could be a third option of course that is that the advice my friends and colleagues have received isn’t as good as the advice I’ve received. Anyway, it seems like a pretty good idea to me as it seems to be one of the few ways that I can protect everything else I pay for.

Source: http://lifeinsurancecompare.uk.com/blog/2012/02/06/i-considered-i-knew-almost-everything-until-my-mother-suggested-i-was-being-twisted-my-insurance-policy-i-used-permanent-health-insuranceukcom-she-had-last-laugh/

Please never buy life insurance from your own bank, instead I saved more than £123 pm using a site called Life Insurance Compare.uk.com

The Web Clinic — Mon, 06 Feb 2012 14:11:37 +0000

Sitting in an airport lounge waiting for a flight connection is probably the dullest way of spending time I know, apart from waiting for the AA which is also up there in my list of things I would do less than go to have root canal work done by an inexperienced dentist. The process of waiting for a plane however can be transformed by WiFi which if you are lucky enough to be able to access from one of the comfy seats rather than the wooden seats in the Starbucks franchise is all the better almost making the whole process bearable. With two hours to kill I sat down and decided to work though as many emails I could, so reducing the time I would have to spend doing this at home. On this occasion this was all going pretty well with the delete button being pressed at an ever increasing rate until I came across an email from my travel insurance provider letting me know that the cost of my renewal would be about ten pounds more than I had paid the previous year, although the increase was affordable I thought that it would be worth spending a couple of minutes getting an alternative quote as, lets face it, what else did I have to do for a few minutes? As it turned out I could save myself ten pounds on the annual premium I was currently paying. Once you’ve saved a few pounds you get a taste for it. On another table along the top of the web page I could make a comparison using a website referred to as life insurance compare, find critical illness cover and other financial products. Saving money or rather stopping yourself wasting any more money is a tremendously empowering feeling and rather addictive.

Source: http://lifeinsurancecompare.uk.com/blog/2012/02/06/please-never-buy-life-insurance-your-own-bank-instead-i-saved-more-123-pm-using-site-called-life-insurance-compareukcom/

I spent about an hour looking for genuine online life cover quotes, atlast I found a genuine site called Life Insurance Compare, about time!

The Web Clinic — Mon, 06 Feb 2012 14:07:07 +0000

I have used the same insurance broker ever since I had my first car and I needed to arrange cover. They always seemed to work very hard trying to get me the most competitive premiums and the process seemed to take an hour or so and I would always walk away with a hand written cover note and a feeling that it was very expensive but I had the best deal I could get. Looking back on those days, the trust I had in the staff in that office was based on nothing other than blind faith combined with the hope that if I thought it sounded absurdly expensive I might try the insurance broker along the road. Although having already taken an hour or more to get the insurance sorted out, the last thing I would want to do is to go through the entire process again and waste my entire day off. These days of course, like virtually everyone, I no longer use an insurance broker. I use the online comparison sites and the rest of the population probably use the telephone. The online process is so advanced these days that, rather than taking half an hour, the time need to obtain a quotation is now down to 10 minutes and every form and cover notes are generated on a PDF file which arrived in your inbox within seconds. Whilst you’re on the website the system provides the facility to obtain other financial products as, from the comparisons site point of view, why stop with car insurance? Within minutes I found a site called life insurance compare comparison, arrange travel insurance and arrange a hire car to pick you up from the airport. The freedom the system allows is key, as you can access for your self a list of premiums and see for yourself how much cheaper one insurance company is over another.

Source: http://lifeinsurancecompare.uk.com/blog/2012/02/06/i-spent-about-hour-looking-genuine-online-life-cover-quotes-atlast-i-found-genuine-site-called-life-insurance-compare-about-time/

I found I saved over £156 pa using the Life Insurance Compare website

The Web Clinic — Mon, 06 Feb 2012 13:57:24 +0000

Have you ever noticed that when you tell anyone at work that you are about to buy a house or a flat or get married or some thing else that’s going to radically alter your circumstances for years to come, that there’s always someone in your office or wherever you happen to work who’s got some advice which if you’d known it a few weeks earlier it would’ve saved you a load of money? The main reason for this of course is that those who’ve done something in the past simply know more about doing that than those who’ve never done it before. Those who already own a house have already been up the steep learning curve and become part of the inner sanctum of knowledge that they are always keen to impart to help give others a head start. Apart from the plethora of things you get to know about which refer to the house purchase, there are a number of other things you need to arrange. For a start you should log onto the comparison sites and get a quote for permanent health insurance, which was easy using the life insurance compare website, get a second quote for buildings and contents cover and compare the mortgage quote you have with others to check it’s competitive.

Source: http://lifeinsurancecompare.uk.com/blog/2012/02/06/i-found-i-saved-over-156-pa-using-life-insurance-compare-website/

I found a site called Life Assurance Cover and saved loads!

The Web Clinic — Wed, 14 Dec 2011 14:43:20 +0000

Having always been an advocate of the fixed rate mortgage since buying my first home some twenty two years ago, I have only recently reached the end of a five year fixed-rate mortgage which, in retrospect wasn’t the best deal I have ever signed up for. Although the interest rate was not stupidly expensive it certainly meant that I wasn’t as well off as I could’ve been for a number of years, although I have to remind myself that the reason I elected to fix the costs was just in case the costs of borrowing sky rocketed leaving me with an unaffordable mortgage and the potential for repossession. What I have done, however, is to change the things I can change and decided that the mortgage was a thing that I couldn’t change so I wouldn’t cry over spilt milk. The comparison websites that dominate every advert break truly hand control of people’s money back to the people and I love the democratic way that the masses can vote with their feet and walk away from companies that they deem to be too expensive and move to companies that appear to be more welcoming, at least initially that is. I am aware that these companies do seem to lay on the charm to entice people into their lair after which they will try to increase the costs for the unsuspecting, but I intend to move my business to a new home when I begin to feel that they are trying to take me to the financial cleaners. I regularly sit down and review all my finances by logging on and getting a quote for life insurance on a website called life assurance cover and check to see if my electricity and gas suppliers haven’t altered their tariffs to a rate that benefits them rather than me.

Source: http://lifeassurancecover.uk.com/blog/2011/12/14/i-found-site-called-life-assurance-cover-and-saved-loads/

I found a site called Life Insurance Compare and saved over £100 per year

The Web Clinic — Fri, 09 Dec 2011 13:30:43 +0000

Logging onto the computer to check my emails, a task I tend to do with absurd regularity, I noticed that I had an email from my bank suggesting that I take out some life insurance. It was actually something that I needed to do, so using it as a prompt I decided that I would actually do the job properly as the banks aren’t known for offering the best deals around. Logging onto the quote comparison sites was virtually as easy as logging on to my emails and within 15 minutes I’d got the quote I wanted. The reassurance that one gets from seeing the quote you have elected to go with compared to the other quotes from other companies makes the whole exercise well worth it and should almost be a requirement for people taking out financial products as so many people are probably paying way too much money and wasting their hard earned wages lining the pockets of the banks. The banks that were already given lots of our hard eared money a few years ago when some nearly crashed as a result of their absurd lending practices. Whilst I was logged on to the insurance comparison websites I was also able to get quotes for a number of other financial products I was able to get quotes for life insurance compare the best rates for holiday insurance and also critical illness cover.

Source: http://www.lifeinsurancecompare.uk.com/blog/2011/12/09/i-found-site-called-life-insurance-compare-and-saved-over-100-year/

I found I saved over £215 pa using the Mortgage Protection Insurance website

The Web Clinic — Fri, 25 Nov 2011 07:48:22 +0000

I have used the same insurance broker ever since I had my first car and I needed to arrange cover. They always seemed to work very hard trying to get me the most competitive premiums and the process seemed to take an hour or so and I would always walk away with a hand written cover note and a feeling that it was very expensive but I had the best deal I could get. Looking back on those days, the trust I had in the staff in that office was based on nothing other than blind faith combined with the hope that if I thought it sounded absurdly expensive I might try the insurance broker along the road. Although having already taken an hour or more to get the insurance sorted out, the last thing I would want to do is to go through the entire process again and waste my entire day off. These days of course, like virtually everyone, I no longer use an insurance broker. I use the online comparison sites and the rest of the population probably use the telephone. The online process is so advanced these days that, rather than taking half an hour, the time need to obtain a quotation is now down to 10 minutes and every form and cover notes are generated on a PDF file which arrived in your inbox within seconds. Whilst you’re on the website the system provides the facility to obtain other financial products as, from the comparisons site point of view, why stop with car insurance? Within minutes I found a site called Mortgage Protection Insurance comparison I, arranged travel insurance and arrange a hire car to pick you up from the airport. The freedom the system allows is key, as you can access for your self a list of premiums and see for yourself how much cheaper one insurance company is over another.

Source: http://mortgageprotectioninsurance.uk.com/blog/2011/11/25/i-spent-about-hour-looking-genuine-online-life-cover-quotes-last-i-found-genuine-site-called-mortgage-protection-insuranceukcom-about-time/

Comparing Life Insurance – New Products

The Web Clinic — Mon, 21 Nov 2011 05:58:35 +0000

Comparisons from new website, Compare Life Insurance:-

Exeter Family Friendly

Type: Individual private medical insurance plan

Minimum – Max age: 18 to 79

Minimum premium: None

Excess: 10% of any claim

Options; Children’s cover

Contact: www.exeterfamily.co.uk

Policyholders pay 10 per cent of the costs while Exeter pays the remaining 90 per cent up to an annual limit that is chosen at the outset. The annual limit can be £2,500, £5,000, £10,000 or £20,000. Policyholders will have to meet the costs of treatment above the annual limit and the cost of any treatment not covered by the policy.

Children aged three months to five years can be added to the policy free. There will be an extra cost to add children between the ages of five and 21, or 25 if in full-time education.

Aviva Group Critical Illness Cover

Type; Group Critical Illness Cover

Min- max ages: 18 to 69, six months to 17 years for children

Contact: www.aviva.co.uk/healthcarezone

Clients who want to set up group critical illness cover have plenty of providers to choose from, such as Bupa, Canada Life and Unum.

Bupa recently enhanced its product by offering access to medical information, advice and guidance through its best doctors service which is its core product. It covers two fewer standard conditions and eight fewer extra conditions than Aviva, so could have more appeal to employers on a budget. It does not have an option to cover spouses and civil partners but this option is available within a flexible benefits scheme.

Hope you found this attempt of ours to compare life insurance plans helpful.

Permanent health insurance can now be bought online

The Web Clinic — Fri, 18 Nov 2011 08:10:58 +0000

You may have noticed that the various consumer organisations have been suggesting that we all overhaul our finances regularly to make sure that we don’t spend too much on the products we need but where the cost can differ hugely. To see for myself just what could be saved I decided to start off by doing a permanent health insurance comparison and to my surprise the savings that everyone were talking about we right there on the screen in front of me.

With renewed impetus I did the same for other financial service products I pay more regularly and within a matter of a few hours I had radically reduced my monthly outgoings. It’s a curious feeling having made such a seismic change to ones finances. Do I regard the savings as new money or old money I’ve wasted in the past? One thing’s certain; if you don’t do this straight away you’re only costing yourself money. I would hazard a guess that I have saved enough to pay for a holiday with the combined saving I have been able to make.

Source: http://www.permanenthealthinsurance.uk.com/blog/2011/11/18/permanent-health-insurance-can-now-be-bought-online/

Take time to shop around for your critical illness insurance and save money

The Web Clinic — Fri, 18 Nov 2011 05:15:35 +0000

I logged onto the web at the weekend as I needed to get a critical illness insurance quote as I was buying a house and the man in the Estate Agents said that he would arrange this and gave me a quote. Anyway I logged on and got my own life assurance quote and it was cheaper than the man in the estate agents quote so I have told him that I will not be buying from him as mine is cheaper. I have saved quite a lot of money by doing this and I buy other things on the internet too. I have bought car insurance and I have bought mobile phone insurance too. They are both cheaper than they are in a shop in the high street. I think that some companies charge a price that they don’t expect people to pay just in case someone doesn’t shop around. The money that can be saved by doing this is quite a lot.

Source: http://criticalillnessinsurance.uk.com/blog/2011/11/17/take-time-shop-around-your-critical-illness-insurance-and-save-money/

Compare car, travel and more cheap insurance quotes

I considered I knew almost everything until my mother suggested that I was being twisted off with my insurance policy, I used Permanent Health Insurance.uk.com, she had the last laugh

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