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Tag Archives: Home And Contents

Home And Contents Insurance. Poor Maintenance Can Invalidate Your Cover.

Home And Contents Insurance. Poor Maintenance Can Invalidate Your Cover.
Most home and contents insurance claims proceed smoothly, except perhaps for occasional disagreements about how much something was worth. But another re-occurring difficulty is where damage is due to poor building maintenance. The homeowner has a duty of care and the insurers take a dim view [...]

Home Insurance. Flood Alert

The Royal Institution of Chartered Surveyors warns that if you can’t get insurance for your house, you’re in big trouble. Mortgage lenders won’t lend on houses that are uninsurable and as a result its value could fall by up to 80%.
It’s a high flood risk that’s most likely to make your house uninsurable. According to [...]

How To Pay Less On Home And Contents Insurance

Buildings Insurance went up again last year, costing homeowners another 1% a year, taking the average to just over 205 for a year’s insurance. Contents insurance also went up, this time by 2% – now it costs the average homeowner 151 a year. However, some lenders are hiking prices even higher than that Norwich [...]

The Top Five Home Owner Insurance FAQ

Whether you are a new home owner, or have owned your home for a longer period of time, theres no doubt you have many questions about home owners insurance. You want to protect your home, your possessions, and your family. Below are five of the most frequently asked questions about home owner insurance.
1. As a [...]

The True Cost Of Underinsuring Your Home Building And Contents

The True Cost Of Underinsuring Your Home Building And Contents
If youve ever been tempted to decrease the sum insured for your home and contents in order to obtain a lower premium, think again. You may end up paying a far higher price than you imagined.
Whenever we take out an insurance policy, we are entering into [...]

Travel Insurance do I need insurance for a holiday

Travel Insurance do I need insurance for a holiday in the UK?
Last week my wife and I booked a two centre holiday on the Scottish Isles. Seven days on Skye and then a ferry over to Steornabhagh for a further seven days on the Isle of Lewis. Wonderful scenery, plenty of walks and masses [...]