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Tag Archives: Whole Life

Life Assurance: New “Essentials” plan from PruProtect

The essentials plan from PruProtect comprises core serious illness cover and level, decreasing or index-linked life cover, unemployment cover and income protection.
The essentials plan takes the same severity-based approach, for life assurance  comparison,  as the PruProtect plan so that people are covered for serious illnesses and partial disabilities, not just critical conditions.

To reduce costs, [...]

Life Assurance: New “Essentials” plan from PruProtect

The essentials plan from PruProtect comprises core serious illness cover and level, decreasing or index-linked life cover, unemployment cover and income protection.
The essentials plan takes the same severity-based approach, for life assurance  comparison,  as the PruProtect plan so that people are covered for serious illnesses and partial disabilities, not just critical conditions.
To reduce costs, some [...]

5 Quickest ways to lower your Life Insurance Premium

Worried about the spiraling life insurance premium? We have enlisted 5 quickest ways to lower your life insurance premium. Well, keep these points in mind but do tread with caution and act prudently.
Shop around and Bargain
Shop, Compare and Bargain! Well, the oldest principle, old as dirt, but still going strong. Once decided on your [...]

Affordable Life Insurance!

So, youve decided to purchase life insurance. Well then, you have made a good decision! If you have dependents, you know that you must provide for them long after you are gone. Buying life insurance shouldnt be a budget buster either. Take a look at the following options which can help you save big time!
Shop [...]

Is Life Insurance Comparison Really Necessary?

When you want to purchase a life insurance policy, you really do need to do a life insurance comparison. This is to ensure that you get the best possible rates and the best possible life insurance for your needs. Different life insurance companies sell different types of policies so you need to do a life [...]

Life Insurance Coverage

The subject of life insurance can be a confusing one and we spend a lot of time discussing various ways to buy life insurance. How much do I need? How much will it cost? Will my beneficiaries have enogh to live comfortably? What is the difference between cash-value and term life insurance? Which is the [...]

Life Insurance Facts

Life insurance guarantees payment of a given amount to the insured persons beneficiaries when the policy owner dies. While many people, especially younger people, dont necessarily want to take the time to think about something as abstract as dying, this form of insurance is particularly important for parents or other persons with dependents.
The basic [...]

Term Insurance vs. Whole life or Permanent Insurance – A

Term Insurance vs. Whole life or Permanent Insurance – A Car Analogy
Should I lease a car or buy it?
Think of a term life insurance policy as leasing a car. When you lease a car you get the benefits of using the car, but when you stop paying you don’t have a car anymore. As [...]

Term Insurance vs. Whole life or Permanent Insurance – A

Term Insurance vs. Whole life or Permanent Insurance – A Car Analogy
Should I lease a car or buy it?
Think of a term life insurance policy as leasing a car. When you lease a car you get the benefits of using the car, but when you stop paying you don’t have a car anymore. As [...]

What’s The Difference Between Whole And Term Life Insurance?

It’s important to know the difference between whole verse life insurance before you start to shop.
Whole life (also called permanent) policies are insurance policies that accrue cash value over time and usually pay dividends. Buying a whole life policy is an investment. As the named insured, you have the ability to draw against [...]